Disability Insurance

At Catalano Insurance Services, I’m here to help you develop comprehensive disability solutions. There are a broad base of products to help protect you from the threat of a disability:

  • Disability Income (DI) insurance - provides personal income protection for individuals to help keep a roof over their heads.
  • Key Person Replacement - provides benefits to the business to help offset the loss of a key employee due to a total disability.
  • Overhead Expense (OE) insurance - reimburses owners for fixed business expenses during a disability to help keep their businesses’ doors open.
  • Disability Buy-Out (DBO) insurance - funds a buy-sell agreement to buy out a disabled business owner to help keep the business value intact and ensure its succession.

When you work with me, you benefit from my commitment to customer service and to finding the right product with the right product for you.

Whereas I would like to be contracted with every disability insurance company available, such it not the case.  Currently, I am contracted with the following insurance companies that provide disability insurance products:  Principal Insurance, Standard Insurance and Guardian Insurance.  I think these three companies are world class in their product offerings and company stability.

 

 
Pursuant to IRS Circular 230, I am providing you with the following notification: The information contained in this website is not intended to (and cannot) be used by anyone to avoid IRS penalties. This website supports the promotion and marketing of insurance products. You should seek advice based on your particular circumstances from an independent tax advisor.
I may not give legal or tax advice. Any discussion of taxes herein or related to this website is for general information purposes only and does not purport to be complete or cover every situation. Tax law is subject to interpretation and legislative change. Tax results and the appropriateness of any product for any specific taxpayer may vary depending on the facts and circumstances.